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Housing Finance Mechanisms in Peru

This report examines the nature and scope of the housing problem in Peru. It reviews the evolution of the housing finance systems and main players of the housing finance system and driving forces for the change. It introduces mortgage finance development for medium and low income households with two case studies: Fondo and Creditos MIVIVIENDA, and examines the residential mortgage market and its segments and constraints. It also looks at factors constraining the development of housing finance mechanism and policies and strategies to overcome the bottlenecks for housing finance.
Organismo promotor:UNHABITAT