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Guide to Municipal Finance

This Guide to Municipal Finance describes the current issues in municipal finance and the ways in which local governments finance services and infrastructure. It sets out a basic economic framework that is used to evaluate the different aspects of municipal finance and that can be used by readers to evaluate other options. The Guide emphasizes that responsible, accountable, and efficient local governments need to raise their own revenues as much possible, adhere to an open and visible municipal budgetary process, and engage in transparent and prudent financial management.

Housing Finance Mechanisms in Chile

This report evaluates the housing finance mechanism in Chile, with special attention to the issues of affordability, efficiency, effectiveness and stability. Over the past three decades, the impact of the Chilean government’s social housing policy on the availability and affordability of housing has been substantial, in particular in drastically improving access to low and middle-income level households.

Housing Finance Mechanisms in the Republic of Korea

This publication is an evaluation housing finance mechanisms in Republic of Korea. It details Republic of Korea’s experience with this type of financing and may provide other countries with insights that could inform their efforts to promote effective housing and housing finance systems. This publication covers consumer finance, mortgage finance, public housing finance, low-income housing finance, the affordability of housing finance, (residential) development finance, and residential and commercial mortgage securitization.
Organismo promotor:UNHABITAT
 

Housing Finance Mechanisms in Zimbabwe

The report focuses on key aspects and innovative instruments/practices that are specific to Zimbabwe, and makes recommendations, which involve communities in housing delivery with a firm foundation in the housing cooperative movement and which has achieved a substantial amount of success in Zimbabwe. The report also recommends the active participation of civil society organisations as they have also demonstrated a capacity to employ participatory and rights based approaches in housing delivery.
Organismo promotor:UNHABITAT
 

Social Investment Funds: Human Settlements Financing Tools and Best Practices series

This report provides an overview of the Social Investment Funds and their projects which have been implemented in Asia, Latin and Central America, Eastern Europe and Africa since the 1980s. The report describes the key characteristics of these funds and highlights their relevant weaknesses – predominately related to their financial sustainability; and offering ways in which these issues could be ameliorated. The report also questions the extent to which affordable housing or access to housing for low income groups, could be part of the social fund projects.

Asset-Based Approach to Community Development and Capacity Building: Human Settlements Financing Tools and Best Practices series

This report explores the roots, merits, and applications of an asset-based approach to community development. The report consists of five parts. Part one traces the origins of the debates surrounding the conventional and alternative approaches to community development against the broader background of ‘need vs. asset’ and ‘people vs. place’ distinctions. Part two outlines the distinct perspectives of these two schools of thought on community development. Part three explores the barriers to asset-based approaches to community development.

Estudo dos solos da parroquia de Campolongo (Negreira, a Coruña). Alternativas para o uso forestal

Información sobre a evolución do uso forestal da parroquia de Campolongo baseada na documentación que se conserva na actualidade, xunto coa testemuña dos maiores da zona
 

Financing Affordable Housing in Europe

This evaluation of social housing finance in Europe is placed in the context of the purpose of social housing, the sources of funds and the institutions that are used for provision. The effectiveness of social housing finance systems and the transferability of European approaches to other countries, particularly the developing world, are discussed. The analysis shows that an examination of the appropriate standards for decent housing and the barriers to market sector institutions meeting housing needs can usefully be investigated before alternative new institutions are created.

Housing Finance Mechanisms in Bolivia

This report reviews the housing finance mechanisms and instruments in Bolivia. It consists of six parts. Part 1 provides an overview of the political, macro-economic and financial sector and its development issues in Bolivia. Part 2 describes the state of housing in Bolivia. Part 3 analyzes the evolution of housing finance and the driving forces behind its development. Part 4 illustrates the main housing finance products and instruments in Bolivia. Part 5 examines bottlenecks and factors constraining the development of housing finance mechanisms in Bolivia.

Housing Finance Mechanisms in India

India is home to over 1.1 billion people. With about one in every sixth person in the world living in India, housing perforce assumes significant importance. Successive Indian governments have regarded housing as a primary need of the people. The need to provide affordable housing has been the reason behind State interventions in the sector. Housing policies, however, tended to be framed by the government from a social rather than economic perspective. Despite explicit recognition of the need for housing, dedicated programmes have only benefited from low public spending. 

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